How to Work In a Bank
Nowadays the work of banks has become very widespread in any place, and most people don’t know how to work in a bank. Where banks have reached even the common man can be seen having a bank account. So the number of banks is increasing and for those who are looking for a job, it’s a golden opportunity for them. But many people do not know “how to work in a bank”. You can understand the answer to this question after reading this article.
How to Work In a Bank
How to get a job in a bank
There are many types of banks in our country including commercial banks, cooperative banks, regional rural banks, development banks, central banks, etc. Usually, exams are conducted by IBPS or sometimes in the concerned bank to get a job in these banks. The pattern of this exam is prelims exam, main exam, and interview.
Candidate should prepare for all these three from the beginning. There are additional subjects like general awareness and computer knowledge. The last stage is the interview, only those candidates who clear the pre-exam can appear in the main exam and such candidates are interviewed at the end.
Different Types Of Posts In Banks
- Bank Clerk –
- Banking Associate
- Relationship Manager
- Branch Manager
- Loan Officer
- Associate Branch Manager
- Sub Staff
- Probationary Officer
Specialist Officer – IT Officer, Law Officer, Agree Officer.
How to work in a bank
1. Bank Clerk –
The most important job of a Bank Clerk is to see if the KYC of all bank account holders is updated or not. This includes things like packing, scanning forms, etc.
2. Bank Associate –
The Bank Associate works on behalf of the bank. Analyzing the financial or capital market, Informing customers about new financial models of the bank. These types of tasks are performed by business associates.
3. Relationship Manager –
As the name suggests, this manager has to maintain a relationship with the customers. Managing good relations with customers. These are the types of duties a relationship manager has to perform.
4. Branch Manager-
The branch manager has all the authority in the bank. BM has to pay attention to how to increase the profit of the bank. At the same time, I develop customer relations, plan sales plans, train bank employees, motivate employees, solve customer complaints or doubts, and provide good customer service. The branch manager has to do such tasks as see whether the daily operations are in order or not, report on the sales, etc.
5. Loan Officer –
One of the important jobs of a loan officer in the bank is to give loans. By giving loans, the banks get interest and increase the profit of the bank. The loan officer has to work sincerely in distributing loans. A loan officer works on how to repay the loan with interest.
6. Associate Branch Manager –
The Associate Branch Manager does the job of doing the same to the branch manager. The associate branch manager has to do the work of guiding the branch staff, cultivating customer relations, increasing the profit of the bank, resolving customer complaints, etc.
7. Sub Staff –
Sub staff has to perform tasks such as carrying out the daily transactions of the customers, checking whether the KYC of the customers is complete, guiding the customers, informing the customers about the products of the bank, carrying out cash transactions, collecting deposits, marketing, etc.
8. A Probationary Officer –
Bank PO has to work as a Public Relations Officer. Clearing customer queries, supervising employees, expanding the business of the bank, providing customer service, verification of reports, etc. These types of work have to be done professionally by an officer.
9. Specialist Officer –
While working in a bank, there is a need for many types of specialist officers. Law Specialist Officer Law Specialist Officers are appointed to ensure that every work of the bank is done within the law and that no legal matters remain incomplete.
